Buying a car from a dealership

Buying a car from a dealership can be the least hassle option, however, it is not without risk.

Typically you are safer with a franchised dealer than an independent, and the larger the dealership group the more chance you have of a satisfactory outcome should you need to complain.

Dealerships will usually take your existing car as part exchange - read our tips on selling your car by part exchange here.

If you are planning to use secured finance e.g. Hire Purchase, Personal Contract Purchase, or Lease Purchase, most lenders will only finance cars bought from a dealership.

Top tips

Before approaching the dealer to negotiate, check the car value through Parkers, CAP, Glass's.

Often dealerships will offer less discount on a new car if they need to factor in a part exchange. This allows them to add more value to the part exchange price. It might be worth discussing the new car price first, before requesting a price for your part exchange. This will give a clearer view on how much you are receiving for your current vehicle.

Dealerships may not let you pick up the car on the same day, for example, if they need to put a new MOT on the car, or do other work to the vehicle. Always check in advance if you need to drive the car away.

Advantages

Usually a quick and simple process.

Most dealerships give you a warranty for three, six or 12 months after purchase.

You have consumer rights should you buy the car and then discover a fault. This allows you to return the car to the dealership if there was a fault with the car on purchase.

If you have finance on your existing vehicle the dealership will usually be able to organise the repayment on your behalf.

Disadvantages

It may be more expansive than buying a car from auction or private sale.