The UK was one of the most competitive markets for the auto industry in 2019, making it ideal for companies to launch new v read more
Buying a car - insurance
07/11/2019 BMW 330d xDrive Touring M Sport Tech Plus Auto8 - £42,637 with cash purchase, or £41,137 including deposit contribution with BMW finance APR 4.9% Save 15.5% - £7,528 off list price
06/11/2019 Ford Focus Estate 1.0T EcoBoost 125 ST-Line X Auto8 - £21,793 Save 21.6% - £6,002 off list price
05/11/2019 Toyota Corolla Hatch 5Dr 2.0VVT-h 184 StopStart EU6 Excel Bi-tone CVT Auto - £25,833 Save 15.9% - £4,887 off list price
04/11/2019 Audi A6 40 Saloon 2.0TDI 204 S line STron Auto7 - £36,393 with cash purchase, or £32,393 including deposit contribution with Audi finance APR 4.9% Save 24.7% - £10,642 off list price
You no longer need to prove insurance before obtaining tax for your vehicle. You can insure on the day, either before or after taxing. However you are legally required to have at least third party insurance to drive a vehicle on a public road.
The DVLA also search their database on a regular basis for cars that have not been insured and taxed and are not registered as Off Road or owned by a car dealer.
Annual Insurance Policies
In most cases, where you are planning to keep the car long term and drive the car as your main vehicle, standard long term insurance will be much cheaper than short term insurance options. You should consider both your existing insurer’s quote for cover and quotes from other providers.
Typically your existing insurer will charge an additional fee for amending or cancelling your policy, these charges should be factored in to any price comparison with competitors. In some cases it may be cheaper to move insurers at the end of your policy term.
A comparison site is usually the easiest method of obtaining quotes across large numbers of insurers, however some insurers such as Direct Line and Aviva only provide quotes directly.
Short Term Insurance
If you are unsure how long you will need insurance cover, or do not have time to plan your options in advance, short term cover for 1-28 days is also available.
Some dealerships may offer HPI Driveaway insurance which costs £12.50 for 5 days cover. It is a flat rate cost providing you meet the criteria and restrictions. Other online providers of short term cover typically start at £20-30 for 1 day and £70-100 for one week.
