Car finance deals with 0% Interest - 2017 Manufacturers Special Offers

For those of us who can't buy a car outright, buying cars on finance is probably the only option. 0% finance deals are offered by car manufacturers so new cars are more appealing to buy.  2017 is set to be another bumper year for car manufacturers. We've been through the best new car finance deals offered by manufacturers. Many finance deals offer substantial deposit contributions, further reducing the cost. However, the interest rates may be higher than alternative options.

So which manufacturer has the best 0% deals?

All low rate finance offers, dealer deposit contributions & service package deals are available in conjunction with AutoeBid’s indicated savings.

Current cars with 0% Finance Options

Manufacturer	Model	Type	Deposit amount	Monthly Amount	Length of contract	Final (balloon) Payment	Milage
Alfa Romeo	Alfa Giulietta 1.4 TB	PCP	£1,999	£199	48	£3,882	6,000
Alfa Romeo	Mito 875cc TB TwinAir 105hp	PCP	£1,235	£160	48	£5,373	6,000
BMW	640d M Sport Gran Coupe	PCP	£9,569	£539	48	£19,277.93	10,000
BMW	640d M Sport Convertible	PCP	£9,679	£579	48	£19,799.63	10,000
BMW	640d M Sport Gran Coupe	PCP	£727	£727.13	48	£19,277.82	10,000
BMW	730d M Sport saloon	PCP	£10,000	£509	48	£25,550.35	10,000
Citroen	C4 Picasso Flair 1.6 BlueHDi 120hp S&S EAT6	HP	£2,656	£661.50	36	N/A	N/A
Citroen	Grand C4 Picasso Flair 1.6 BlueHDi 120hp S&S EAT6	HP	£2,816	£704	36	N/A	N/A
FIAT	500 Lounge 1.2 69hp	PCP	£3,998	£99	24	£5,525	6,000
FIAT	500X Pop Star 1.6 E-Torq 110hp City Look	PCP	£4,529	£159	24	£7,379	10,000
FIAT	500X Cross Plus 1.4 Multiair 140hp Off-Road Look	PCP	£5,259	£245	24	£8,671	10,000
FIAT	500L Pop Star 1.4 95hp	PCP	£5,180	£129	24	£5,123	10,000
FIAT	Tipo 1.4 95hp Easy Plus petrol	PCP	£2,899	£169	24	£7,209	10,000
FIAT	Tipo Station Wagon 1.4 95hp Easy Plus petrol	PCP	£3,149	£179	24	£7,729	10,000
Jaguar	XE 2.0d 163ps Prestige Manual	PCP	£5,999	£336.82	22	£17,029	10,000
Jaguar	XJ Luxury SWB 275ps	PCP	£9,999	£598.89	36	£19,621	10,000
Mazda	Mazda2 75ps SE	PCP	£2,311.12	£169	36	£4,009.88	9,000
Mazda	Mazda3 120ps SE	PCP	£3,192.50	£239	36	£6,468.50	9,000
Mazda	Mazda saloon 145ps SE	PCP	£2,644.25	£259	36	£5,996.75	9,000
Mazda	MX-5 131ps SE	Conditional Sale	£9,625	£265	36	N/A	N/A
Nissan	Leaf Acenta 24kWh	PCP	£7,500	£189	24	£10,744	7,500
Nissan	Pulsar DiG-T 115 Acentra 2WD manual	PCP	£4,175.80	£119	36	£6,535.20	9,000
Nissan	Qashqai DiG-T 115 AWD manual N-Vision	PCP	£6,059.42	£209	36	£10,076.58	10,000
Nissan	X-Trail dCi 130 2WD manual 5-seat N-Vision	PCP	£7,271.47	£239	36	£12,849.53	10,000
SEAT	Alhambra SE 2.0 TDI Ecomotive 150PS with Metallic Paint	PCP	£8,857	£225	48	£10,413	10,000
Skoda	Citigo 5 Door Colour Edition 1.0 MPI 60PS	PCP	£1,059.80	£125	42	£3,715.20	35,000
Skoda	Rapid Sport 1.2 TSI 110PS	PCP	£2,214.80	£219	42	£5,326.20	35,000
Skoda	Rapid Spaceback SE Sport 1.2 TSI 110PS	PCP	£1,639.80	£239	42	£5,821.20	35,000
Skoda	Octavia SE Sport 1.4 TSI 150PS	PCP	£2,662.90	£219	42	£7,523.10	35,000
Skoda	Yeti Outdoor SE 1.2 TSI 110	CP	£2,123.30	42	£199	£7,652.70	35000
Suzuki	Swift 1.2 SZ3 3 dr	PCP	£0	£179	49	£3,478	5,000
Suzuki	Swift 1.2 SZ3 5dr	PCP	£0	£189	49	£3,546	5,000
Suzuki	Swift 1.2 SZ-L 3dr	PCP	£0	£175	49	£4,049	5,000
Toyota	AYGO x-play 5 door 1.0 VVT-I	PCP	£1,266	£129	42	£4,230	8,000
Toyota	Yaris Design 5 door 1.33 VVT-i Manual	PCP	£2,526	£129	42	£4,770	8,000
Toyota	Yaris Hybrid Excel 5 door 1.5 VVT-i Auto	PCP	£2,698.50	£209	42	£5,827.50	8,000
Toyota	Auris Design 5 door 1.2 VVT-i Manual	PCP	£3,483.50	£249	42	£6,547.50	8,000
Toyota	Auris Hybrid Design 5 door 1.8 VVT-i Auto	PCP	£3,281	£259	42	£7,740	8,000
Toyota	RAV4 Hybrid Icon 5 door FWD 2.5 VVT-i Auto	PCP	£4,912.50	£499	24	£15,885.50	8,000
Toyota	RAV4 Icon 5 door FWD 2.0 D-4D Manual	PCP	£4,258.50	£319	42	£11,542.50	8,000
Toyota	Verso Icon 7-Seat MPV 1.6 D-4D Manual	PCP	£3,432.50	£289	36	£6,547.50	8,000
Volvo	XC60 D4 FWD SE Nav	PCP	£6,499	£299	24	£15,975	8,000

PCP finance

PCP stands for Personal Contract Purchase. It is a type of finance offered where guaranteed future price is provided when you purchase the car. Usually on a three year term. This means you pay roughly what the car depreciates by over the three years you own it, bringing your monthly payments down. You can decide to return or keep the car after this period. Keeping it would mean you would have to pay the rest of the value. This could be outright or on another loan.

PCPs are good if you know you will want a new car in three years and to minimise monthly payments. The advantages of new cars are their warranty periods, the fact you don't have to put the car through an MOT for their first three years, and other perks that may form part of your deal. Because of the buyback price guarantee, you don't have to worry too much about depreciation.

HP finance

HPs (Hire Purchases) work similarly but there is no guarantee. Either you can pay more per month (to pay off the full value of the car over the term) or have a with a balloon payment at the end of the scheme. With a balloon payment a significant sum would be outstanding at the end of the term that can be refinanced or settled with sale of the car back at the end of the term.

It is worth noting that which option to choose depends entirely on your personal circumstance, and all factors should be taken into consideration. For example, 0% offers are great for three years, but if you would like to own the car when the time is up, you may end up with regular loan for the remaining amount at the end of the term. Assuming you don't have the cash to make the balloon payment.