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Group 1 Insurance Cars
23/03/2023 Nissan Qashqai SUV 2wd 1.5h e-POWER 190 Tekna+ Auto - Save 11.2% - £4,625 off list price - £36,715
23/03/2023 Hyundai Santa Fe SUV 2WD 1.6h T-GDi 230 Ultimate 7Seat Auto6 - Save 6.3% - £2,883 off list price - £42,877
23/03/2023 Lexus NX 450h+ SUV 4wd 2.5 PHEV 18.1kWh 306 NX E-CVT Auto - Save 4.4% - £2,354 off list price - £50,946
23/03/2023 Audi Q4 e-tron 40 Sportback 5Dr 0.0Electric 82kWh 204 S line Auto - Save 3.9% - £2,113 off list price - £51,417
List of Cheap Insurance Cars
With so many different insurance groups, knowing the cheapest cars to insure is valuable information. At AutoeBid, we've put together a list of the cars in insurance Group 1, so you can cut straight to the numbers. Insure and go.
What determines the insurance band of my car?
It's important to see how insurance bands are set, especially if you haven't settled on a car.
The Group Rating Panel (of the Association of British Insurers) assigns a car its band. Typically, high performance cars are placed in the higher bands which cost more. Insurers deem them a greater risk due to the extra power available.
Factors that affect the insurance band include:
- Car performance - power and acceleration.
- Price of parts - the cost of 23 common parts are compared.
- New car value - this offers a guide to the repair cost.
- Safety - where Autonomous Emergency Braking is fitted, the chance of low speed collisions is significantly reduced.
- Car security - high security door locks, alarm/immobilisation systems, glass etching (etc) can reduce costs.
Perhaps a less expected factor is 'Bumper Compatibility'. Insurers have criteria for bumpers because they are such an important factor in preventing damage. The alignment and structure of both bumpers significantly affect how it performs in an accident. Cars that meet the insurer's criteria have cheaper rates.
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Here are the Group 1 cars.