One cold morning you turn the key and your car engine does not fire up. You found that the vehicle has a flat-dead battery read more
Third of drivers don't know what their comprehensive insurance policy covers
28/06/2019 Mercedes-Benz A180 Hatch AMG Line 7G-DCT Auto - £23,057 Save 16.7% - £4,619 off list price
27/06/2019 Skoda Octavia Hatch 1.0TSi 115 SE 6Spd - £15,161 with cash purchase, or £14,917 including deposit contribution with Skoda PCP finance APR 5.2% Save 23.9% - £4,693 off list price
26/06/2019 Ford Focus Hatch 5Dr 1.0T EcoBoost 100 Zetec 6Spd - £15,437 Save 21.5% - £4,218 off list price
25/06/2019 Fiat 500 Hatch 3Dr 0.9TwinAir 85 StopStart EU6 Lounge - £11,563 Save 24.7% - £3,802 off list price
A worrying figure has been released that finds one in three drivers falsely believe an accident while driving another car will be covered by a comprehensive insurance policy.
However, the majority of comprehensive policies only provide third party cover when it comes to driving other cars.
This means that a severe number of drivers would be left out of pocket if they were to find themselves involved in an accident while driving another car.
The research, undertook by the Chartered Institute of Insurance (CII), also revealed that 34% of drivers think they wouldn't be covered if they were to have an accident because they'd sneezed, but they would.
Other data showed that many motorists are also not aware they they are covered to drive in Europe by their UK policy under EU legislation, and has led to CII estimating that a quarter of drivers do not know what sort of policy they hold.
David Ross, director of communications at the CII, said: "The legal elements that underpin motor insurance are complex and are understandably challenging for the average consumer.
"Our research has found that British drivers are frequently baffled by insurance, with many having no idea what they are covered for. Should the worst happen, this could mean that consumers are left out of pocket or they end up paying for cover twice because they never knew they had it."
It is a legal requirement that all drivers must be at least third-party insured in order to drive on UK roads. Third-party insurance means that drivers are insured against any claims made by drivers whose vehicles are damaged in an accident that was your fault.
