Car leasing and finance

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Are you looking for the Cheapest Personal Loans?, competitive Personal Contract Plans (PCP), Personal or Business Contract Hire or Lease Purchase?

O% & low rate manufacturer special finance offers are available through our service on the purchase on any 1st registered vehicle (subject to the manufacture running the offer).

How to obtain manufacturer special finance offers:

Select the vehicle you require, then click the "Cash Buyers" arrow, when you get to (Step 3) you can set your finance conditions. You do this by simply specifying what you require in the “other comments" box at the bottom of step 3”, this may include manufacturers special offers. UK main franchised dealers will then compete against each other to win your business.

Below are the different car finance products in the UK car finance market. For a private individual, the lowest APR for car finance is a cheap personal loan.

PCP - Personal Contract Plan*

PCP - Keep your monthly payments lower than a personal loan. Simply pay a deposit of your choice and balance the remainder over 24-48 Months with a pre-set guaranteed future value. At the end of the term you can either buy the car at this guaranteed future value (usually 40% of the original car value) or simply give it back.

More information on PCP and how to get a PCP quote.

Personal Loans

There are two types of Personal Loans available in the market today.

1) Personal unsecured loan - Available from your local bank or at much more competitive rates from online specialists.

2) Personal secured Loan - Similar to the above that can be obtained for a longer period and is secured against your home.

To apply for a Cheap Personal Loan up-to £15,000, enter the amount required on the right and click "Get A Rate".

Lease purchase *

Similar to hire purchase, lease purchase offers greater flexibility, with repayments structured around your business's cash flow situation.

After the initial deposit, repayments are made monthly and a percentage of the original cost of the car can be deferred to the end of the agreement, as a 'balloon' payment. A 'balloon' payment is a final lump sum, which is based on the car's estimated future value.  You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle.

Click here for a Lease Purchase Quote

*Finance is provided, subject to status, by our finance partners. We would recommend you confirm your finance eligibility prior to placing an order Click here to get a Free Credit Report. Our fee is based on the vehicle RRP and is included in the Max Price indicated, you can view fee information here. For PCP - Personal Contract Plan, Lease or Hire Purchase agreements our fee is pre authorised prior to running the auction, if you achieve all your vehicle purchase conditions. If you place an order with us for finance and you are rejected on finance our fee will not be refundable. The fee will be charged (authorised) once you have selected to go ahead with a winning offer and the offer has been re confirmed.

AutoeBid limited is a credit broker ref (550131) and not a lender, to apply, you must be at least 18 years old and a UK resident (excluding the Channel Islands and the Isle of Man).

For PCP, Lease or Hire Purchase agreements, if you exceed the agreed contract mileage, there will be an excess mileage charge which will not exceed 23p per mile. In addition, you will be liable to pay for any accidental damage to the vehicle or excess wear and tear, with regard to its age and mileage. While free delivery is included to all UK main land locations on all vehicles. Due to FCA regulations you will have to sign the finance documentation on licensed premises (usually the location of the supplying dealer).